Healthygrads reminds you to not cancel any existing health insurance until you have been formally accepted from your insurance provider of choice. Rates provided on our site are based upon the general information you provided, and are subject to change based on the provider’s underwriting practices and your specific medical history.

This site was designed to provide you with a general overview of health insurance plans. does not include all the benefits and limitations of listed plans. Please refer to your insurance contract for exact details and benefits of your selected plan. and its suppliers are not liable for any damages that result from using, or inability to use, the website and services, whether based on warranty, contract, tort or any other legal theory and whether or not is advised of the possibility of such damages. This includes, but is not limited to, incidental and consequential damages, lost profits or damages resulting from lost data or business interruptions.

The use of the website and its services, some of it supplied by third parties, is at your own risk. While aims to provide the most complete and current insurance information on this website, we make no representations about the accuracy of the material found here. Please note that updates are made regularly to the website and we reserve the right to make changes at any time. is owned and operated by Medicoverage Inc. dba Regal Benefits Insurance Services, a licensed insurance agency and leading online source for individuals and families, the self employed and the small to medium sized businesses to find, compare and buy insurance. Insurance offered through the following licensed brokers in each respective state which require insurance transactions to be conducted through a licensed agent/broker. Each agent/broker is associated with Medicoverage, Inc., a California Corporation.

State License Information for Medicoverage Inc. dba Regal Benefits Insurance Services

California : 0E39068
Colorado : 256329
Florida : 122632
Illinois : NA
Nevada : 220686
Texas : 1389027

State License Information for Eric G. Scheinbaum

California : 0C56302
Colorado : 247155
Connecticut : 2272970
Florida : E129797
Georgia : 778432
Illinois : NA
Indiana : 520396
Kentucky : 647067
Maine : 135393
Missouri : 386290
New Hampshire : 2010978
Nevada : 201729
Ohio : 724025
Texas : 1372981
Virginia : NA
Wisconsin : 2493366

State License Information for Chris Mihm

California: 0F73927

State License Information for Kelly Delacruz

California: 0G92598